Submanagr

Split subs.
Skip the chase.

You front Netflix, Spotify and the family plan - then chase everyone on payday. Submanagr tracks every sub, splits it with your friends, and makes everyone actually pay you back. Stop being the group’s bank.

Free to startNo money heldiOS & Android

Good evening
Giannis
Monthly spend
€24.90
Splitting saves you €18.50/mo
Renewing soon
Netflix
in 3 days
€17.99
Spotify
in 9 days
€11.99
ChatGPT
in 14 days
€23.00
Works with everything you already split
NetflixSpotifyDisney+YouTubeChatGPTiCloudPrimeHBO Max
€1,000+

what the average household burns on subscriptions every year

3 taps

from adding a sub to splitting it with your whole crew

€0

of your money held by us - we’re a ledger, not a wallet

How it works

Track it. Split it. Get paid back.

TRACK

Every sub, one honest number.

Add Netflix, Spotify, the family plan, ChatGPT - and see exactly what your month costs before it charges you.

  • Renewal radar. What’s about to charge, days before it does.
  • Multi-currency totals. Euros, dollars and pounds, kept honest.
  • Ghost-sub detection. We flag the subs nobody has used in weeks.
Good evening
Giannis
Monthly spend
€24.90
Splitting saves you €18.50/mo
Renewing soon
Netflix
in 3 days
€17.99
Spotify
in 9 days
€11.99
ChatGPT
in 14 days
€23.00
SPLIT

Your crew pays their slice.

Share any subscription with one invite link. Everyone sees the same fair split - who’s in, who owes what, when it renews.

  • One link to join. No sign-up gauntlet for your friends.
  • Fair shares, automatically. €17.99 becomes €4.50 each. Done.
  • Built for family plans. Netflix, Spotify Duo/Family, YouTube Premium.
Netflix Premium
Renews in 6 days · €17.99/mo
€4.50 each
YouSETTLED
MariaCLAIMED
AlexSETTLED
KostasDUE
Nudge Kostas
SETTLE

Get paid back without asking.

A member taps “I paid”, you confirm, the ledger updates. If someone forgets, Submanagr nudges them - so you never have to.

  • The trust handshake. Claims + confirmations, not vibes.
  • Auto-escalating nudges. Gentle reminders that do the chasing.
  • Prefilled payments. “I paid” opens Revolut, PayPal or Venmo with the amount filled in.
Activity
You confirmed Alex - €4.502m
Maria marked “I paid”1h
Nudge sent to Kostas3h
New cycle - Netflix €17.991d
Kostas joined via your link2d
This month€13.50 collected
Everything you need

Built for friends who already split.

Prefilled payments

Tapping “I paid” deep-links into the payment app your group already uses - amount and recipient prefilled. No typing, no typos, no excuses.

RevolutPayPalVenmoIRIS

Multi-currency

Mix euros, dollars and pounds across subs - totals stay honest per currency.

Renewal reminders

A heads-up before anything charges. Surprise renewals stop being a thing.

Ghost-sub detection

Nobody watched Disney+ in six weeks? Submanagr notices and asks if it should go.

Realtime activity feed

Every claim, confirmation, nudge and join - one timeline the whole group can see.

We never touch your money.

Submanagr is a ledger, not a wallet. We track who owes what and hand you off to your own payment app with the amount prefilled. No accounts to fund, no balances to hold - just clarity.

Kostas hasn’t paid yetDUE
Maria marked “I paid”CLAIMED
Alex - confirmed by youSETTLED
DUE → CLAIMED → SETTLED
FAQ

Good questions.

Is it free?
Yes - you can track your subscriptions and run a group for free. A Pro tier with unlimited groups is coming later.
Does Submanagr move my money?
Never. Submanagr is a ledger and a trust layer - it tracks who owes what and deep-links you into your own payment app (Revolut, PayPal, Venmo, IRIS) with the amount prefilled. We never hold, move or process funds.
Which subscriptions can I split?
Any of them. Streaming is the sweet spot - Netflix, Spotify, Disney+, YouTube Premium, ChatGPT - but you can add anything you share with friends or family.
What if someone says they paid but didn’t?
That’s exactly why the trust loop is two-sided: a member marks “I paid”, and the person who fronts the money confirms it. Nothing settles until both sides agree - the ledger, not your memory, keeps score.
When does it launch?
Soon. Follow along on TikTok and you’ll be the first to know the day it drops.
LAUNCHING SOON

Stop being the group’s bank.

Submanagr is launching soon on iOS and Android. Follow along and grab it the day it drops.

Follow @submanagr on TikTok